From first-time buyers to seasoned investors, we offer comprehensive mortgage solutions tailored to your unique needs
Traditional mortgage loans with competitive rates and flexible terms. Available in 10, 15, 20, and 30-year fixed options, conventional loans offer stability and predictability for qualified borrowers.
Ideal for: Buyers with good credit scores (typically 620+) and stable income who can provide a down payment.
Government-backed loans designed to help first-time homebuyers and those with limited savings. FHA loans require as little as 3.5% down and have more flexible credit requirements.
Ideal for: First-time homebuyers, those with limited savings, or borrowers with credit scores as low as 580.
Exclusive benefit for veterans, active-duty service members, and eligible spouses. VA loans offer incredible advantages including zero down payment and no mortgage insurance requirements.
Ideal for: Veterans, active military members, and eligible surviving spouses looking to purchase or refinance their primary residence.
Government-backed loans for rural and suburban homebuyers. USDA loans offer 100% financing with no down payment required for eligible properties in designated areas.
Ideal for: Low-to-moderate income buyers purchasing in eligible rural or suburban areas outside major metro centers.
Alternative mortgage solutions for self-employed borrowers and investors. Non-QM loans use bank statements or asset-based verification instead of traditional tax returns, perfect for those with non-traditional income.
Ideal for: Self-employed professionals, business owners, freelancers, and real estate investors with strong cash flow.
High-value mortgages that exceed conventional loan limits (typically $766,550+ in most areas). Jumbo loans finance luxury properties and high-cost real estate markets.
Ideal for: Affluent buyers purchasing luxury homes or properties in high-cost markets throughout Florida.
Replace your current mortgage with a new loan to lower your rate, reduce your monthly payment, or access your home equity. Refinancing can save you thousands over the life of your loan.
Ideal for: Homeowners looking to reduce payments, shorten loan term, tap equity, or consolidate debt.
For homeowners 62 and older, reverse mortgages allow you to convert home equity into cash without monthly mortgage payments. You retain ownership while accessing your equity.
Ideal for: Homeowners age 62+ with significant equity who want to supplement retirement income or cover expenses.
A flexible line of credit secured by your home equity. Draw funds as needed for renovations, education, or major expenses with a revolving credit line.
Ideal for: Homeowners with equity who need flexible funding for home improvements, education, or emergency expenses.
Our experienced loan officers will help you compare options, understand requirements, and find the perfect loan program for your situation. Let's find your best path to homeownership.
Serving All of Florida:
Miami-Dade • Broward • Palm Beach • Martin • St. Lucie • Okeechobee & Beyond